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Offshore banking

Opening a bank account is the next step after incorporating company.

The Hong Kong Government does not require enterprises to open a bank account, and businessmen can decide whether to do so depending on their actual circumstances. On request, Richful can assist customers with the opening of bank accounts.

Local accounts and offshore accounts: Local accounts are accounts opened by enterprises at local banks; offshore accounts are accounts opened by enterprises at banks in other locations, for example accounts opened by a Hong Kong enterprise in Shenzhen, Shanghai, Malaysia, the United States, etc., would be called offshore accounts.

Documents must be submitted when opening a bank account in HK:
1. Director(s) identity document (such as Passport)
2. Business Registration Certificate
3. Certificate of Incorporation
4. Government Record
5. Seal and stamp
6. True copies of the above documents under points 2 - 4 certified by professionals (Chartered Public Accountants / Lawyers)
Director(s) should go to the bank in person to sign the bank documents: Hong Kong banks generally require the directors (at least 2 if more than 2) to visit the bank in person to open an account. Account signatories or a company director (if from Mainland China you must hold a Chinese passport or travel permit) should bring company documents and related materials as mentioned above to open an account in Hong Kong or Macau.  
Our bank services:
Most RICHFUL customers who purchase an offshore company also need banking and investment services to enjoy the full benefits of going "offshore". RICHFUL provides a full range of banking and investment services through its affiliates in various countries.
We are able to handle the entire account opening process for you so you do not need to visit the bank or investment company in person. Depending on the bank selected, credit cards and/or debit cards are available, together with ATM cards, telephone banking and internet banking services.
We can assist you with offshore banking in Hong Kong, Europe, the Isle of Man, the Seychelles, Mauritius, the Caribbean and Central America.

Establishing an offshore bank account is not a simple matter and some offshore and international banks may take more than one month to open a bank account from receipt of the completed documents. Having determined your business objectives and personal requirements, our consultants would be happy to advise you on a suitable bank and bank account to meet your specific needs.


If you cannot find the information you require, or if you need more details, please feel free to call our offices or contact us via e-mail.

Hongkong Tel : +852-2537 7886 Fax : 2537 7780   Add : 21F, Lippo Centre Tower 2, 89 Queensway, Admiralty, HK
Beijing Tel : +86-10-5979 7566 Fax : 5885 7463 Shanghai Tel : +86-21-6252 4952 Fax : 6091 7720
Tianjin Tel : +86-022-5829 8755 Fax : 5867 5735 Nanjing Tel : +86-25-8467 1161 Fax : 8467 1194
Guangzhou Tel : +86-20-2208 2580 Fax : 2208 2579 Shenzhen Tel : +86-755-8270 1877 Fax : 8270 1875
Hangzhou Tel : +86-571-8788 6788 Fax : 8607 5868 Ningbo Tel : +86-574-8772 9255 Fax : 8772 9216
Dalian Tel : +86-411-8250 6091 Fax : 8250 6094 Qingdao Tel : +86-532-8090 2580 Fax : 8090 2590
Xiamen Tel : +86-592-3299 299 Fax : 3299 199 Fuzhou Tel : +86-591-8389 1762 Fax : 8389 1752